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(The untrained eye wouldn't even notice.)

  Immediately after a hail storm, you'll see impact marks like dents and granule loss. This compromises the shingle's protection, making it vulnerable to further damage and water.

 A year later, the damage from the hail becomes much more noticeable. The exposed areas, where granules were lost, show discoloration and wear. Small cracks can start to appear, and water can begin to seep under the shingles, potentially damaging your roof's underlayment and even the structural components. Your roof is now susceptible to leaks. 

 Two years on, damage is often severe. Expect significant granule loss, curled/lifting shingles, cracks, and missing pieces. This can lead to leaks, potential mold growth, and other costly repairs. Prompt action is key, addressing hail damage sooner rather than later can save you a lot of money and worry.